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Thursday, November 14, 2019

Helena Car Insurance Quote and a Comprehensive Directory of Local Agents

Helena Car Insurance Quote and a Comprehensive Directory of Local Agents

Local Agents
#We are not affiliated with any of the agents listed below
5.45 miles distant
Alfa Vision Insurance
1250 Highway 49, West Helena, AR 72390
(870) 572-4099
Alfa Vision
1.91 miles distant
Angela D Wallace
2969 Pelham Pkwy Ste R, Pelham, AL 35124
(205) 690-5033
7.82 miles distant
Bowden Insurance Service
2274 W State St Ste B, Fremont, OH 43420
(419) 332-6421
0.09 miles distant
Brandon Mayer
911c Creekside Ct, Helena, AL 35080
(205) 621-2168
2.62 miles distant
Creg Leggett
2715 Pelham Pkwy, Pelham, AL 35124
(205) 621-0722
14.71 miles distant
Detrick Insurance Agency
222 E Lahoma Rd, Lahoma, OK 73754
(580) 796-2100
8.36 miles distant
Diversified Insurance Service
1700 River St Ste A, Fremont, OH 43420
(419) 332-9987
Auto-Owners, Safeco
1.34 miles distant
Don Warren
614 Oakland Ave, Helena, AR 72342
(870) 338-3685
State Farm
2.88 miles distant
First Choice Insurance Agency
342 N Sebastian, West Helena, AR 72390
(870) 572-1600
Alfa Vision
2.99 miles distant
First Delta Insurance
400 Plaza, West Helena, AR 72390
(870) 572-1777
Harleysville, MetLife Auto & Home, Safeco, Travelers
0.45 miles distant
Hargraves Insurance Agency
312 Cherry St, Helena, AR 72342
(870) 338-3425
Alfa Vision, Allstate, Foremost, Safeco, The Hartford, Travelers
1.33 miles distant
Insurance Plus
613 Oakland Ave, Helena, AR 72342
(870) 338-3559
Safeco, The Hartford
2.05 miles distant
Insurance South
3170 Highway 31 S, Pelham, AL 35124
(205) 445-1800
Donegal, Kemper, Travelers
1.09 miles distant
Jarrod Gibson
4290 Highway 52 W Ste F, Helena, AL 35080
(205) 663-8688
State Farm
unknown distance
Jerry Austin
Po Box 626, Helena, AL 35080
(205) 664-4404
State Farm
0.26 miles distant
Joann Smith
420 Porter St, Helena, AR 72342
(870) 338-7370
Farmers, Foremost
2.45 miles distant
Karen Ross Miller
119 Highway 91, Helena, AL 35080
(205) 620-1120
7.19 miles distant
Kevin J Crum
228 State St, Bettsville, OH 44815
(419) 986-5144
Grinnell Mutual, Titan, Victoria
0.26 miles distant
Kevin Smith
420 Porter St, Helena, AR 72342
(870) 338-9094
Farmers, Foremost, Travelers
1.85 miles distant
Kiedi Smith
2976 Pelham Pkwy Ste B1, Pelham, AL 35124
(205) 989-5857
Farmers, Foremost
16.21 miles distant
Koonce Erwin & Wilkes
1246 Edwards Avenue, Tunica, MS 38676
(662) 363-2493
Agents: Bradley Scott Pryor, James Melby Vereen, Joe Samuel Davidson, Michael Ralph Fielder
11.84 miles distant
Nichols Agency
310 S Main St, Ringwood, OK 73768
(580) 883-5969
Grinnell Mutual, North Star
3.44 miles distant
Securance Service
120 W Stevenson St, Gibsonburg, OH 43431
(419) 637-2196
Progressive, Auto-Owners, Westfield
8.36 miles distant
Securance Service
200 E Main St, Woodville, OH 43469
(419) 849-2648
19.34 miles distant
Smith Insurance Agency
48 W Main St, Marianna, AR 72360
(870) 295-2588
Foremost, Safeco
7.91 miles distant
Sprouse Agency
2200 W State St, Fremont, OH 43420
(419) 332-3411
Auto-Owners, Grange
1.70 miles distant
Standifer Insurance Services
277 Village Pkwy, Helena, AL 35080
(205) 664-3200
1.97 miles distant
The Insurance Network
140 Yeager Pkwy, Pelham, AL 35124
(205) 663-4196
Auto-Owners, GuideOne, Infinity, Safeco, State Auto, Travelers
7.82 miles distant
Weickert Insurance Agency
2274 W State St Ste A, Fremont, OH 43420
(419) 332-6423
Central, Safeco
8.38 miles distant
Welty Financial Services
2100 Old Oak Harbor Rd, Fremont, OH 43420
(419) 334-4477
Buckeye, Erie, Grange, Grinnell Mutual, Pekin, The Hartford, Titan, Victoria
8.42 miles distant
Wittkamp Insurance Agency
119 E Main St, Woodville, OH 43469
(419) 849-2000
Grange, Travelers
8.36 miles distant
Woodville Mutual Insurance Agency
200 E Main St, Woodville, OH 43469
(419) 849-2521

Helena Car Insurance, What Is Auto Insurance?

It is a part of our everyday life but, until it comes time to pay the bill each month, we rarely give it a thought. Car Insurance, however, is an essential part of our everyday lives. It is a complicated and potentially dangerous world to drive in--without insurance, that potential for danger is greatly intensified. For instance, if you are in an accident in your car but do not have insurance, you are up the proverbial creek without the proverbial paddle.
But what is car insurance? Well, according to Allstate Insurance (one of the leading providers of insurance in the world), car insurance is a way to “protect the people and things that are important to you.” Allstate also breaks down what insurance does for you:

 Safeguard your investment in your automobile

 Pay for medical expenses in case of an accident

 Provide financial protection from lawsuits

 Cover losses caused by uninsured or underinsured drivers

 Pay for damage due to theft, vandalism or natural disasters
When looking into what coverage to buy, consider your specific needs and research the different kinds of coverage and their meanings:

Liability Coverage: Protects you from damages to others if you are at fault.

Medical Payments Coverage: if bodily injury occurs, this can provide you with reasonable medical assistance.

Underinsured/Uninsured Motorists Coverage: protects you from damage caused by drivers who don’t have auto insurance or don’t carry enough auto insurance to pay for damages.

Personal Injury Protection: provides coverage for an insured person for certain reasonable and necessary expenses

Collision Coverage: helps pay to repair or replace your insured car. Comprehensive Coverage: helps pay for covered damages to your insured car resulting from a peril other than a collision: theft, flood, fire, or any other problem.

Once you decide on what coverage you need, you can purchase insurance; please, do not think you don’t need it--it is a foolish way of thinking. Even if you have never had an accident, that does not mean that everyone else on the road shares your clean record. You need to protect yourself and others. Research the insurance and then get some!

Tips to buy auto insurance

Buying Auto Insurance can be a difficult thing; many people don’t understand it until something happens that forces them to rediscover their policies. We believe that you deserve to know some important tips of the trade that can help you with your insurance.

1. Before you even buy car insurance, have an insurance specialty conduct a risk analysis on your automobile, property, and family. Some may think of this as an unnecessary precaution but it isn’t. Things that we cannot always foresee happen; a specialist could see them and help you avoid them.

2. When shopping for insurance, do not use an agent. Why? Because agents only represent one company; you should be able to shop around and see all there is to offer. Find an Independent Insurance Broker and let them help you.  Brokers offer policies from multiple companies and give you the chance to find the best for you.

3. Sometimes, if an accident occurs or if there is damage to your car, you may not get offered the fairest options.     This is called Depreciation. To explain: if your car were to steal, you would, of course, make a claim on it;     however, you cannot expect to receive a full value reimbursement. After all, your insurance company would argue,     you have to consider external factors: age, condition, the fact that you put over 100,000 miles on the car. They won’t pay full price for something that is far from new. And, it’s understandable; however, to keep yourself from losing too much money, keep the original bill of sale. On that bill, have all the information you can to help your company come to a fair decision.

4. One of the greatest problems with insurance is how to keep the cost down. To do this, contact your broker and discuss how your vehicle is rated at present and how the company classes are determined. Your past rate may be higher than your present and you would be paying excess money for something you didn’t need.

These are just a few suggestions to help you understand auto insurance; for more, you should contact your broker or agent and discuss what options you have available to you.

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