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Tuesday, November 26, 2019

Alameda Car Insurance Quote and a Comprehensive Directory of Local agents

Alameda Car Insurance Quote and a Comprehensive Directory of Local agents

Local Agents
#We are not affiliated with any of the agents listed below
2.36 miles distant
Aurora Noche
2236 Mariner Square Dr Ste 100, Alameda, CA 94501
(510) 865-2110
State Farm
2.09 miles distant
Ayxa Noble
933 Marina Village Pkwy, Alameda, CA 94501
(510) 865-4786
0.52 miles distant
Barbera Insurance Agency
1829 Versailles Ave, Alameda, CA 94501
(510) 523-2924
Capital Insurance Group, Mercury, Safeco
0.91 miles distant
Bayrisk Insurance Brokers
1920 Minturn St, Alameda, CA 94501
(510) 523-3435
Capital Insurance Group, Oregon Mutual, Safeco
1.25 miles distant
Concise Insurance Services
3349 International Blvd, Oakland, CA 94601
(510) 534-6293
Infinity, Safeco, The Hartford
1.16 miles distant
Cook Disharoon & Greathouse
1900 Embarcadero Ste 206, Oakland, CA 94606
(510) 437-1900
Capital Insurance Group, Mercury, Safeco, Selective, The Hartford
2.23 miles distant
Cuong Cao
433 International Blvd, Oakland, CA 94606
(510) 836-5555
Farmers, Foremost
1.14 miles distant
Fernando Valenzuela
1236 30th Ave, Oakland, CA 94601
(510) 533-9712
State Farm
1.46 miles distant
Francis Nunez
4030 International Blvd Ste A, Oakland, CA 94601
(510) 437-9600
Farmers, Foremost
0.77 miles distant
Jeffrey Schwalm
450 Park St Ste 105, Alameda, CA 94501
(510) 388-2788
Farmers, Foremost
1.17 miles distant
Jose Cano
3301 E 12th St Ste 113, Oakland, CA 94601
(510) 533-8107
State Farm
1.29 miles distant
Kasama Insurance Services
3531 International Blvd, Oakland, CA 94601
(510) 532-8007
0.71 miles distant
Kelly Lux
564 Park St, Alameda, CA 94501
(510) 521-1222
State Farm
0.08 miles distant
Ki Yi
2447 Santa Clara Ave Ste 306, Alameda, CA 94501
(510) 337-0335
Farmers, Foremost
0.06 miles distant
Larry Bolton
2437 Santa Clara Ave, Alameda, CA 94501
(510) 521-4272
State Farm
1.18 miles distant
Lilian Cabrera
1324 Fruitvale Ave, Oakland, CA 94601
(510) 436-6900
Farmers, Foremost
2.38 miles distant
Lisa Arens
11 Embarcadero W Ste 220, Oakland, CA 94607
(510) 733-0569
Farmers, Foremost
2.35 miles distant
Mahoney Walker Agency
1138 Ballena Blvd Ste E, Alameda, CA 94501
(510) 814-7270
Safeco, Travelers, CSE, Progressive, The Hartford
1.20 miles distant
Margarita Rodriguez
3028 International Blvd, Oakland, CA 94601
(510) 532-8426
Farmers, Foremost
0.67 miles distant
Mary Bayley
560 Park St, Alameda, CA 94501
(510) 521-0060
State Farm
0.13 miles distant
Reidenbach Insurance Agency
2306 Central Ave, Alameda, CA 94501
(510) 523-3677
Farmers, Foremost
1.63 miles distant
Rightworks Insurance Services
3018 Foothill Blvd, Oakland, CA 94601
(510) 534-9203
1.40 miles distant
Stefany Menjivar
3908 International Blvd, Oakland, CA 94601
(510) 534-5292
Farmers, Foremost
0.11 miles distant
Terry A Mitchell
2504 Santa Clara Ave Ste 5, Alameda, CA 94501
(510) 523-5717
2.01 miles distant
Thy Le
745 E 12th St Ste 101, Oakland, CA 94606
(510) 465-2029
Farmers, Foremost
2.55 miles distant
Vantage Business Support & Insurance Services
2363 Mariner Square Dr. Ste 240, Alameda, CA 94501
(510) 595-0900
The Hartford
1.43 miles distant
Yin Tang
1844 E 12th St, Oakland, CA 94606
(510) 434-3200

Alameda Car Insurance, What Is Auto Insurance?

It is a part of our everyday life but, until it comes time to pay the bill each month, we rarely give it a thought. Car Insurance, however, is an essential part of our everyday lives. It is a complicated and potentially dangerous world to drive in--without insurance, that potential for danger is greatly intensified. For instance, if you are in an accident in your car but do not have insurance, you are up the proverbial creek without the proverbial paddle.
But what is car insurance? Well, according to Allstate Insurance (one of the leading providers of insurance in the world), car insurance is a way to “protect the people and things that are important to you.” Allstate also breaks down what insurance does for you:

 Safeguard your investment in your automobile

 Pay for medical expenses in case of an accident

 Provide financial protection from lawsuits

 Cover losses caused by uninsured or underinsured drivers

 Pay for damage due to theft, vandalism or natural disasters
When looking into what coverage to buy, consider your specific needs and research the different kinds of coverage and their meanings:

Liability Coverage: Protects you from damages to others if you are at fault.

Medical Payments Coverage: if bodily injury occurs, this can provide you with reasonable medical assistance.

Underinsured/Uninsured Motorists Coverage: protects you from damage caused by drivers who don’t have auto insurance or don’t carry enough auto insurance to pay for damages.

Personal Injury Protection: provides coverage for an insured person for certain reasonable and necessary expenses

Collision Coverage: helps pay to repair or replace your insured car. Comprehensive Coverage: helps pay for covered damages to your insured car resulting from a peril other than a collision: theft, flood, fire, or any other problem.

Once you decide on what coverage you need, you can purchase insurance; please, do not think you don’t need it--it is a foolish way of thinking. Even if you have never had an accident, that does not mean that everyone else on the road shares your clean record. You need to protect yourself and others. Research the insurance and then get some!

Tips to buy auto insurance

Buying Auto Insurance can be a difficult thing; many people don’t understand it until something happens that forces them to rediscover their policies. We believe that you deserve to know some important tips of the trade that can help you with your insurance.

1. Before you even buy car insurance, have an insurance specialty conduct a risk analysis on your automobile, property, and family. Some may think of this as an unnecessary precaution but it isn’t. Things that we cannot always foresee happen; a specialist could see them and help you avoid them.

2. When shopping for insurance, do not use an agent. Why? Because agents only represent one company; you should be able to shop around and see all there is to offer. Find an Independent Insurance Broker and let them help you.  Brokers offer policies from multiple companies and give you the chance to find the best for you.

3. Sometimes, if an accident occurs or if there is damage to your car, you may not get offered the fairest options.     This is called Depreciation. To explain: if your car were to steal, you would, of course, make a claim on it;     however, you cannot expect to receive a full value reimbursement. After all, your insurance company would argue,     you have to consider external factors: age, condition, the fact that you put over 100,000 miles on the car. They won’t pay full price for something that is far from new. And, it’s understandable; however, to keep yourself from losing too much money, keep the original bill of sale. On that bill, have all the information you can to help your company come to a fair decision.

4. One of the greatest problems with insurance is how to keep the cost down. To do this, contact your broker and discuss how your vehicle is rated at present and how the company classes are determined. Your past rate may be higher than your present and you would be paying excess money for something you didn’t need.

These are just a few suggestions to help you understand auto insurance; for more, you should contact your broker or agent and discuss what options you have available to you.

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